CREDIT EDUCATION TIPS

  • Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore, most credit scores improve immediately upon dispute.

  • For items that are disputed but are not errors, a creditor (or furnisher) must verify or prove who the debt belongs to; which they are often unable to do. Most creditors are unable to provide the records or signed documents within the allotted time allowed. In those cases, the item(s) must be removed.  

  • Sometimes the furnisher (creditor) will say it has been verified but not offer proof. It is our job to prepare documents that challenge this and we are skilled to do so. 

  • In addition to starting the credit dispute process, you can also do the following to increase your score:

  • .....

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CONTACT 

M-F 9A-5P PST

1050 LAKES DRIVE, #225

WEST COVINA, CA, 91790

Email: info@paynefreesolutions.com
Tel: 1-866-96-PAYNE | 1-866-967-2963

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