HOW IT WORKS

At Payne Free Solutions, LLC., we utilize the Fair Credit Reporting Act (FCRA) to aide our clients in disputing all items negatively reporting on their credit; which includes all (3) three major bureaus (Experian, Transunion & Equifax).

STEP 1: CREDIT CONSULTATION

STEP 2: CREDIT ANALYSIS & AUDIT

STEP 3: CREDIT DISPUTE

Think of your credit consultation as your first step to financial freedom. 

This is your opportunity to gain some clarity on restoring your credit. We will also work together to create your financial goals and develop a plan of action to get your credit back on track. 

This is when we will take an

in-depth look at your credit report to analyze for any items that are reporting inaccurately, outdated or unverifiable. 

This is done with all 3 bureaus.

As a PFS client, you will have 24/7 secured access to our client portal so you can track your progress.

Now it's time to dispute!

Once we have assessed your specific needs and indicated the incorrect items on your report, we will send out customized letters on your behalf to all 3 credit bureaus.

We will continue the dispute process every month until all inaccuracies are removed or you are satisfied with your score. Please allow 30-45 days to see results.

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CONTACT 

M-F 9A-5P PST

1050 LAKES DRIVE, #225

WEST COVINA, CA, 91790

Email: info@paynefreesolutions.com
Tel: 1-866-96-PAYNE | 1-866-967-2963

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